This report examines the characteristics of dependent middle-income undergraduates who attended college full-time, full-year, and how they paid for their education. It also compares these undergraduates with their lower and higher income counterparts. It examines strategies that these middle income undergraduates might have used to meet the gap between financial aid and financial need (unmet need). The report also looks at how they filled the gap between price of attendance and the amount of financial aid they received (out-of-pocket costs). Data are shown separately for those with financial need and no financial need, and by price of attendance.